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Wholesale Lending

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Your success is our success!
 

Sun West Mortgage Company, Inc. is an FHA and VA approved full service mortgage banker in business since 1980. With a fully automated, totally integrated, and internet-based system to carry out all lending functions, SWMC's technology empowers its clients with up-to-the-minute status on their loans at anytime from anywhere through the internet.

SWMC is an approved FHLMC, FNMA, GNMA, HUD, and VA lender. We are also an approved HUD Reverse Mortgage Lender/Servicer. We offer a wide range of jumbo and conventional loan products.

Your success is our success. When we partner with you, we are with you in every phase of your company's growth. These are just some of the ways we have formed partnership with our clients:

  • Wholesale broker strengthening your processing and sales
  • Sponsoring you for FHA approval and widening your product offerings
  • Providing you warehouse lines to enable you to operate as a mortgage banker
  • Purchasing loans from you in the secondary market
  • Doing contract services such as underwriting, docs, and funding on your behalf

SWMC has been dedicated to offering an exceptional customer service coupled with integrity, reliability, strength, and experience.

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Consumer Home Loan Mortgages

Consumer Home Loan Mortgages

SWMC offers a wide range of residential home loan mortgage programs to suit different situations such as a purchase, refinance, a property rehabilitation loan or a reverse mortgage at the competitive interest rates.

FHA Purchase at 96.5% Financing, Streamline (Interest Rate Reduction) Refinance, and Cash-Out Refinance, 203(k) Rehabilitation Loan, 203(k) Streamlined Rehabilitation Loan, and the Home Equity Conversion Mortgage (Reverse Mortgage) and USDA Rural Housing mortgages.

If you are a Veteran, Sun West offers you VA guaranteed mortgages for Purchase Loans at 100% Financing, Cash-Out Refinance, and Streamline Interest Rate Reduction Refinance Loans (IRRRL).

You can use our simple mortgage calculator tools to find out your monthly payment, the house you can afford, your refinance options, or the home equity you may be able to access through a reverse mortgage (HECM).

As a full-service mortgage bank, Sun West is one of the few approved direct lenders to provide in-house origination, processing, underwriting, closing, funding, and servicing. Based in California with active presence across the country, Sun West is dedicated to offering exceptional service coupled with integrity, reliability, and experience.

Read More About Consumer Home Loan Mortgages >>
 
Mortgage Partner Services

Mortgage Partner Services

You can become a partner with Sun West as a Wholesale Mortgage Broker or a Correspondent Lender. If you are a mortgage banker, ask us about our Warehouse Lending program.

In addition to residential mortgage lending, Sun West also offers FHA multifamily,commercial and portfolio lending services.

As a partner you have access to SunSoft - Sun West's state-of-the-art mortgage loan origination and servicing software. Built on over 30 years of lending and mortgage technology experience, SunSoft is compliant with federal and state requirements.

Sun West is approved by Ginnie Mae as an Issuer, Servicer and Participation Agent. This rare approval enables us to issue securities backed by the full faith and credit of the United States. Consequently, Sun West is able to offer its partners and borrowers the competitive interest rates in the market.

Read More About Wholesale Lending >>

Read More About Correspondent Lending >>
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Mortgage Loan Calculators

Loan Calculators

  • FHA Purchase Calculator
    Calculates the monthly mortgage payment for your home purchase loan, as per prevailing interest rates.
     
  • Reverse Mortgage Calculator
    Calculates and compares the available options for HECM products.
     
  • Monthly Payment
    Calculates your payment for different loan amounts, interest rates, and amortization terms.
     
  • How Much Can I Afford?
    Calculates your maximum mortgage loan amount based upon the monthly home loan payment, interest rate, and term that you enter.
     
  • Should I refinance?
    Just enter information about your current mortgage loan and the new loan you're thinking of taking, and we'll calculate your savings.
 
Mortgage Partner Resources

Partner Resources

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Press Releases

Press Releases

  • 08/20/2015: Sun West Mortgage Company, Inc. Named Million Dollar Lender by USDA Rural Development Read More..
     
  • 07/15/2014: Ivan 'Pudge' Rodriguez to Make His Debut at the 25th Annual American Century Golf Championship, Sponsored by Sun West Mortgage Company, Inc. Read More..
     
  • 07/1/2014: USDA Rural Development Names Sun West Mortgage Company, Inc. Lender of the Year Read More..
     
  • 04/28/2014: FHA 203(k) and PowerSaver Loan Offerings From Sun West Mortgage Company, Inc. Extended With New FHA PowerSaver 203(k) Program as a Single Home Improvement Solution for Homebuyers Read More..
     
  • 02/24/2014: Sun West Mortgage Company, Inc. Continues National Expansion Read More..
     
  • 07/23/2013: Sun West Mortgage Company, Inc. Offers Homeowners Access to the Hardest Hit Fund Relief in All Eligible States and D.C. Read More..
     
  • 05/15/2012: Sun West Mortgage Company Partners with EGIA to Introduce the FHA PowerSaver Loan Program Read More..
     
  • 12/16/2011: Sun West Mortgage Company and the Cerritos Sheriff Station team up to supply little boys and girls toys this holiday Read More..
     
  • 10/03/2011: Sun West Mortgage Increases Its Reach in New Jersey Read More..
     
  • 4/22/2011: Variable Servicing Margins on Different Participations of the Same Loan for HMBS Issuers Announced by Sun West Mortgage Read More..
     
View All Press Releases >>
 
Lender Alerts

Lender Alerts

  • 8/27/2015: FEMA Disaster Area Update Read More..
     
  • 8/24/2015: FEMA Disaster Area Update Read More..
     
  • 8/21/2015: Service Interruption at Corporate Office in Cerritos Read More..
     
  • 8/17/2015: New Single Family Housing Policy Handbook and Updated Underwriting Guidelines for FHA Loans Read More..
     
  • 8/13/2015: Service Interruption at Corporate Office in Cerritos, California Read More..
     
  • 8/11/2015: FEMA Disaster Area Update Read More..
     
  • 8/7/2015: Update on Closing Agent/Closing Attorney Requirements for Properties Located in the United States Virgin Islands Read More..
     
  • 7/29/2015: Updated Underwriting Guidelines for Conventional Loans Read More..
     
  • 7/24/2015: CFPB Finalizes New Effective Date for TRID Implementation Read More..
     
  • 7/17/2015: FEMA Disaster Area Update Read More..
     
View All Lender Alerts >>
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