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California Mortgage Banking

Go Back - Home > California Mortgage Banking
Sun West Mortgage Company, Inc. (NMLS ID 3277) in California holds a Finance Lenders Law License (#6030119), a Finance Lenders Law Branch License (#603I424) for the Scottsdale, AZ Branch Office (NMLS ID 359295), a Finance Lenders Law Branch License (#603I428) for the Corona, CA Branch Office (NMLS ID 363427), a Finance Lenders Law Branch License (#603J810) for the Guaynabo, Puerto Rico Branch Office (NMLS ID 516931), a Finance Lenders Law Branch License (#603K256) for the Cerritos, CA Branch Office (NMLS ID 1031622), a Finance Lenders Law Branch License (#603K585) for the Las Vegas, NV Branch (NMLS ID 981997), a Finance Lenders Law Branch License (60DBO33042) for the Coto Laurel, PR Branch Office (NMLS ID 1120985), licensed by the California Department of Business Oversight, Phone: (866) ASK-CORP, and a BRE Real Estate Corporation License (#00793885), BRE Branch License Endorsements for the Corona, CA (NMLS ID 363427), Cerritos, CA (NMLS ID 1031622) Branch Offices licensed by the California Bureau of Real Estate, Phone: (877) 373-4542.
 
Home Loan CA
Whether you are a first-time home buyer or would like to take advantage of current interest rates to reduce your monthly mortgage payment, Sun West's mortgage loan originators are always here to help you. Our loan officers will help you evaluate your specific situation enabling you to make the right decision. Read More

Purchase CA
Whether you are an investor or a first time home buyer, Sun West Mortgage has the right loan program . If you are planning to purchase your home, congratulations on your decision! Lots of people do not even consider buying a home because they are mistakenly afraid they cannot afford it. But for most people, home ownership is within reach - especially with some of our special programs for first-time home buyers. In fact, for many, home ownership is as affordable as renting - in some cases even more affordable. Read More

Refinance CA
Whether you are an investor or a homeowner, Sun West Mortgage can refinance your loan at a competitive rate and terms. We also offer equity and debt consolidation loans to allow you to borrow against the equity in your home. Read More

Home Improvement Loan CA
Sun West Mortgage offers several loan programs to help you finance your home improvements. One of these programs is the 203K Improvement Loans. If you have equity in your home, you can borrow against it for home improvement. Refer to the programs listed under Second Trust Deeds for more information on other equity loans. Read More

Avoid Foreclosure CA
Please contact a Sun West loan servicing representative, toll-free, at (800) 453-7884 to determine if options are available to you. Alternatively, you may want to consult a counselor certified by the U.S. Department of Housing and Urban Development ("HUD"). To locate a counselor, you may call, toll-free, (800) 569-4287. Read More

Reverse Mortgage CA
This special type of home loan lets homeowners convert a portion of his or her home equity into cash providing for a secure financial future. Without selling the home, giving up title, or taking on a new monthly payment senior homeowners have the benefit of maintaining a lifestyle they have earned. The money from the reverse mortgage provides seniors with the financial security they need to fully enjoy their retirement years. Read More

Multifamily Lending CA
Available to developers and investors with experience in developing, managing, and/or operating apartment projects, having 5 or more rental units. Read More


Wholesale Lending CA
Sun West Mortgage Company, Inc. is an FHA and VA approved full service mortgage banker in business since 1980. With a fully automated, totally integrated, and internet-based system to carry out all lending functions, SWMC's technology empowers its clients with up-to-the-minute status on their loans at any time from anywhere through the internet. Read More

Correspondent Lending CA
At Sun West, your success is our success. When we partner with you, we are with you in every phase of your company's growth. Sun West has been dedicated to offering an exceptional customer service coupled with integrity, reliability, strength, and experience. Read More
 
Related Information Regarding Services Provided by SWMC in California:
California Home Loan, California Purchase, California Refinance, California Home Improvement Loan, California Avoid Foreclosure, California Cashout, California Reverse Mortgage, California Multifamily Lending,California Wholesale Lending, California Correspondent Lending
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  Wholesale & Correspondent  
 

Sun West is a leader in FHLMC, FNMA, GNMA, HUD, VA and Reverse Mortgage Lending. Sun West offers excellent service and pricing for its wholesale and correspondent partners, Sun West's technology is fully automated and web-based and smart phone integrated. We empower our clients with a rapid and automated fulfillment process. The dedication and customer first philosophy of our team has delivered a long list of satisfied customers over the past 32 years.

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  Reverse Mortgage Programs  
 

This special type of home loan lets homeowners convert a portion of his or her home equity into cash providing for a secure financial future. Without selling the home, giving up title, or taking on a new monthly payment senior homeowners have the benefit of maintaining a lifestyle they have earned. The money from reverse mortgage provides seniors with financial security they need to fully enjoy their retirement years.

 

Want to apply for a reverse mortgage?


Visit SunWestDirect.com today!

 

 

 
  More Information  
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  PowerSaver Loan Program  
 

The PowerSaver loan is a program backed by the FHA to help homeowners make energy-efficient retrofits.

PowerSaver loans offer the potential to lower your energy bills, reduce greenhouse gas emissions, increase the value of your home, and saver money... all the same time!

 


>>Program Guidelines
>>Eligible Home Improvements
>>Frequently Asked Questions
>>Latest Rate Sheet
>>Calculate a Payment


 
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Consumer Home Loan Mortgages

Consumer Home Loan Mortgages

SWMC offers a wide range of residential home loan mortgage programs to suit different situations such as a purchase, refinance, a property rehabilitation loan or a reverse mortgage at the competitive interest rates.

FHA Purchase at 96.5% Financing, Streamline (Interest Rate Reduction) Refinance, and Cash-Out Refinance, 203(k) Rehabilitation Loan, 203(k) Streamlined Rehabilitation Loan, and the Home Equity Conversion Mortgage (Reverse Mortgage) and USDA Rural Housing mortgages.

If you are a Veteran, Sun West offers you VA guaranteed mortgages for Purchase Loans at 100% Financing, Cash-Out Refinance, and Streamline Interest Rate Reduction Refinance Loans (IRRRL).

You can use our simple mortgage calculator tools to find out your monthly payment, the house you can afford, your refinance options, or the home equity you may be able to access through a reverse mortgage (HECM).

As a full-service mortgage bank, Sun West is one of the few approved direct lenders to provide in-house origination, processing, underwriting, closing, funding, and servicing. Based in California with active presence across the country, Sun West is dedicated to offering exceptional service coupled with integrity, reliability, and experience.

Read More About Consumer Home Loan Mortgages >>
 
Mortgage Partner Services

Mortgage Partner Services

You can become a partner with Sun West as a Wholesale Mortgage Broker or a Correspondent Lender. If you are a mortgage banker, ask us about our Warehouse Lending program.

In addition to residential mortgage lending, Sun West also offers FHA multifamily,commercial and portfolio lending services.

As a partner you have access to SunSoft - Sun West's state-of-the-art mortgage loan origination and servicing software. Built on over 30 years of lending and mortgage technology experience, SunSoft is compliant with federal and state requirements.

Sun West is approved by Ginnie Mae as an Issuer, Servicer and Participation Agent. This rare approval enables us to issue securities backed by the full faith and credit of the United States. Consequently, Sun West is able to offer its partners and borrowers the competitive interest rates in the market.

Read More About Wholesale Lending >>

Read More About Correspondent Lending >>
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Mortgage Loan Calculators

Loan Calculators

  • FHA Purchase Calculator
    Calculates the monthly mortgage payment for your home purchase loan, as per prevailing interest rates.
     
  • Reverse Mortgage Calculator
    Calculates and compares the available options for HECM products.
     
  • Monthly Payment
    Calculates your payment for different loan amounts, interest rates, and amortization terms.
     
  • How Much Can I Afford?
    Calculates your maximum mortgage loan amount based upon the monthly home loan payment, interest rate, and term that you enter.
     
  • Should I refinance?
    Just enter information about your current mortgage loan and the new loan you're thinking of taking, and we'll calculate your savings.
 
Mortgage Partner Resources

Partner Resources

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Press Releases

Press Releases

  • 07/15/2014: Ivan 'Pudge' Rodriguez to Make His Debut at the 25th Annual American Century Golf Championship, Sponsored by Sun West Mortgage Company, Inc. Read More..
     
  • 07/1/2014: USDA Rural Development Names Sun West Mortgage Company, Inc. Lender of the Year Read More..
     
  • 04/28/2014: FHA 203(k) and PowerSaver Loan Offerings From Sun West Mortgage Company, Inc. Extended With New FHA PowerSaver 203(k) Program as a Single Home Improvement Solution for Homebuyers Read More..
     
  • 02/24/2014: Sun West Mortgage Company, Inc. Continues National Expansion Read More..
     
  • 07/23/2013: Sun West Mortgage Company, Inc. Offers Homeowners Access to the Hardest Hit Fund Relief in All Eligible States and D.C. Read More..
     
  • 05/15/2012: Sun West Mortgage Company Partners with EGIA to Introduce the FHA PowerSaver Loan Program Read More..
     
  • 12/16/2011: Sun West Mortgage Company and the Cerritos Sheriff Station team up to supply little boys and girls toys this holiday Read More..
     
  • 10/03/2011: Sun West Mortgage Increases Its Reach in New Jersey Read More..
     
  • 4/22/2011: Variable Servicing Margins on Different Participations of the Same Loan for HMBS Issuers Announced by Sun West Mortgage Read More..
     
  • 2/16/2011: Sun West Mortgage Company Crosses $6 Billion Mark in Ginnie Mae HECM Mortgage Backed Securities Read More..
     
View All Press Releases >>
 
Lender Alerts

Lender Alerts

  • 7/24/2015: CFPB Finalizes New Effective Date for TRID Implementation Read More..
     
  • 7/17/2015: FEMA Disaster Area Update Read More..
     
  • 6/26/2015: CFPB Issues Proposal to Delay TRID Implementation Read More..
     
  • 6/26/2015: Independence Day Closing Notice Read More..
     
  • 6/18/2015: CFPB Proposes Delay to TRID Implementation Read More..
     
  • 6/11/2015: FEMA Disaster Area Update Read More..
     
  • 6/1/2015: FEMA Disaster Area Update Read More..
     
  • 5/29/2015: FEMA Disaster Area Update Read More..
     
  • 5/19/2015: Memorial Day Closing Read More..
     
  • 5/14/2015: FEMA Disaster Area Update Read More..
     
View All Lender Alerts >>
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