Based on your valuable feedback, Sun West has reduced the FICO hits for all FHA, VA, and USDA products as shown below effective for locks on or after October 28, 2020.
|FICO 640 - 659||1.000||0.375|
|FICO 620 - 639||2.000||1.500|
|FICO 600 - 619||3.000||1.750|
|FICO 580 - 599||3.500||2.250|
|FICO 500 - 579||4.000||2.750|
|Non - Traditional Credit||2.500||1.000|
6131 Orangethorpe Avenue, Suite 500
Buena Park, CA 90620
Phone: (800) 453-7884
This information is provided to licensed mortgage professionals only and not for distribution to consumers. Please visit https://www.swmc.com/disclaimer.php or refer to www.nmlsconsumeraccess.org to see where Sun West Mortgage Company, Inc. (NMLS ID 3277) is a licensed lender and servicer. All Rights Reserved. We are not accepting applications from Georgia or Massachusetts residents. We are purchasing mortgages secured by Massachusetts properties but not Georgia. Sun West Mortgage Company, Inc. (NMLS ID 3277) holds a Financing Law License (#6030119) [Loans made or arranged pursuant to a California Financing Law license], licensed by the California Department of Business Oversight, Phone: (866) ASK-CORP and has a DRE Real Estate Corporation License Endorsement (#00793885), licensed by the California Department of Real Estate, Phone: (877) 373-4542.