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Lender Alerts

Lender Alerts

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FHA, VA, and USDA Pricing Just Got Better! Reduced FICO Hits!
(Applicable for Wholesale and Correspondent Channels)

Dear Licensed Partner,

Based on your valuable feedback, Sun West has reduced the FICO hits for all FHA, VA, and USDA products as shown below effective for locks on or after October 28, 2020.

FICO Range Until
FICO 640 - 659 1.000 0.375
FICO 620 - 639 2.000 1.500
FICO 600 - 619 3.000 1.750
FICO 580 - 599 3.500 2.250
FICO 500 - 579 4.000 2.750
Non - Traditional Credit 2.500 1.000

If you have any questions, please contact your Client Relations Manager at (855) OK-SUNWEST or (855) 657-8693.


Sun West Mortgage Company, Inc.

6131 Orangethorpe Avenue, Suite 500
Buena Park, CA 90620
Phone: (800) 453-7884

SW-1: Our No Overlays Program

This information is provided to licensed mortgage professionals only and not for distribution to consumers. Please visit or refer to to see where Sun West Mortgage Company, Inc. (NMLS ID 3277) is a licensed lender and servicer. All Rights Reserved. We are not accepting applications from Georgia or Massachusetts residents. We are purchasing mortgages secured by Massachusetts properties but not Georgia. Sun West Mortgage Company, Inc. (NMLS ID 3277) holds a Financing Law License (#6030119) [Loans made or arranged pursuant to a California Financing Law license], licensed by the California Department of Business Oversight, Phone: (866) ASK-CORP and has a DRE Real Estate Corporation License Endorsement (#00793885), licensed by the California Department of Real Estate, Phone: (877) 373-4542.

Equal Housing Opportunity