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Lender Alerts

Lender Alerts

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Update to Minimum FICO Requirement on VA IRRRLs
(Applicable to Wholesale Channel)

Dear Licensed Partner,

Effective with loan submissions on or after Tuesday, October 27, 2015, Sun West has updated its minimum FICO requirement on all credit qualifying and non-credit qualifying VA IRRRL programs to 620.

VA IRRRL Standard and Jumbo / High Balance

Prior Minimum FICO

New Minimum FICO



Please click here to view the updated product guidelines.

If you have any questions, please contact your Client Relations Manager at (855) OK-SUNWEST or (855) 657-8693.


Sun West Mortgage Company, Inc.
18000 Studebaker Road, Suite 200
Cerritos, CA 90703
Phone: (800) 453-7884
SW-1: Our New No Overlays Program


Equal Housing Opportunity This information is provided to licensed brokers/lenders only and may not be copied or distributed to customers or potential customers. All loans are subject to approval. Certain restrictions may apply. Listed pricing is a morning indication only. Program rates, prices, guidelines, fees, costs, terms and conditions are subject to change without notice.