Back to top

Lender Alerts

Lender Alerts

Sun West Logo

Update on Uniform Closing Dataset (UCD) Requirements

(Applicable to Correspondent Channel)

Dear Licensed Partner,

Fannie Mae and Freddie Mac require the borrower UCD XML to be electronically delivered for all Conforming Conventional Loans with a Note date on and after September 25, 2017.

To ensure compliance; Sun West will require Correspondents to meet below requirements:

  • Submit the UCD file to both Fannie Mae, Freddie Mac UCD portal.
  • UCD file is required to match the final CD and loan information submitted to Sun West.
  • Evidence of Successful/Satisfied UCD submission response from Fannie Mae and Freddie Mac, is required.
  • PDF copy of all pages of Fannie Mae UCD findings Report and/or Freddie Mac UCD Feedback Certification is required and must not reflect any Fatal/Critical message.

For additional questions not answered by the guideline, please email Sun West's underwriting scenario desk at for more information.

If you have any questions, please contact your Client Relations Manager at (855) OK-SUNWEST or (855) 657-8693.

Sun West Mortgage Company, Inc.

18000 Studebaker Road, Suite 200
Cerritos, CA 90703
Phone: (800) 453-7884

SW-1: Our No Overlays Program

This information is provided to licensed brokers/lenders only and may not be copied or distributed to customers or potential customers. All loans are subject to approval. Certain restrictions may apply. Listed pricing is a morning indication only. Program rates, prices, guidelines, fees, costs, terms and conditions are subject to change without notice.

Equal Housing Opportunity