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Non-QMs are now really EZ!

(Applicable for Wholesale Channel)



Dear Valued Partner,

Sun West Mortgage Company, Inc. has simplified its products and expanded Non-QM guidelines and now made it EZ!

  • EZ A+ and EZ A programs are merged into EZ A+
  • EZ Flex+ and EZ Flex programs are merged into EZ Flex+
  • Maximum Loan Amount increased from $3 Million to $3.5 Million for EZ A+
  • FICO reduced from 600 to 580
  • LTV increased from 85% to 90%
  • Mixed Use Property is now eligible
  • Use of gift funds is now allowed on Second Home Occupancy as well

Detailed Program guidelines are available on AllRegs (click here).

For further queries, please contact your Client Relations Manager at (855) AT-SUNWEST or (855) 287-8693.

Sincerely,

Sun West Mortgage Company, Inc.

6131 Orangethorpe Avenue, Suite 500
Buena Park, CA 90620
Phone: (800) 453-7884



SW-1: Our No Overlays Program

This information is provided to licensed mortgage professionals only and not for distribution to consumers. Please visit https://www.swmc.com/disclaimer.php or refer to www.nmlsconsumeraccess.org to see where Sun West Mortgage Company, Inc. (NMLS ID 3277) is a licensed lender and servicer. All Rights Reserved. We are not accepting applications from Georgia or Massachusetts residents. We are purchasing mortgages secured by Massachusetts properties but not Georgia. Sun West Mortgage Company, Inc. (NMLS ID 3277) holds a Financing Law License (#6030119) [Loans made or arranged pursuant to a California Financing Law license], licensed by the California Department of Business Oversight, Phone: (866) ASK-CORP and has a DRE Real Estate Corporation License Endorsement (#00793885), licensed by the California Department of Real Estate, Phone: (877) 373-4542.

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