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Lender Alerts

Lender Alerts

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CFPB Proposes Delay to TRID Implementation

Dear Licensed Partner,

The Consumer Financial Protection Bureau (CFPB) announced on June 17, 2015 that it is proposing to delay the effective date of the TILA-RESPA Integrated Disclosures (TRID) rule from August 1, 2015 to October 1, 2015. The CFPB will be issuing a final decision shortly.

The reason of the proposed delay was to correct an administrative error that was recently discovered in meeting the requirements under federal law. The CFPB also believes the postponement would benefit consumers and providers by allowing them additional time for the transition.

TRID will consolidate current TILA and RESPA forms with new Loan Estimate and Closing Disclosure forms to ensure compliance for the loan application and closing process. Sun West will continue to monitor and provide further updates regarding the TRID rule.

If you have any questions, please contact your Client Relations Manager at (855) OK-SUNWEST or (855) 657-8693.


Sun West Mortgage Company, Inc.
18000 Studebaker Road, Suite 200
Cerritos, CA 90703
Phone: (800) 453-7884
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Equal Housing Opportunity This information is provided to licensed brokers/lenders only and may not be copied or distributed to customers or potential customers. All loans are subject to approval. Certain restrictions may apply. Listed pricing is a morning indication only. Program rates, prices, guidelines, fees, costs, terms and conditions are subject to change without notice.