Note: For funding the loans in February 2021, loans must meet the cutoff dates given below.
Loan Type and Purpose | Last Day for Loan Submission | Last Day to Submit Conditions | Last Day to send LE | Last Day to Request CD | Last Day for CD to be signed / acknowledged by borrower1,2 | Last Day to Submit Doc Request | Last Day to Sign Docs3 | Last Day to Receive Signed Docs Back3 |
---|---|---|---|---|---|---|---|---|
FHA Purchase | 02/16/2021 | 02/22/2021 | 02/17/2021 | 02/19/2021 | 02/22/2021 | 02/24/2021 | 02/25/2021 | 02/25/2021 |
FHA Refinance | 02/15/2021 | 02/18/2021 | 02/12/2021 | 02/17/2021 | 02/18/2021 | 02/19/2021 | 02/22/2021 | 02/25/2021 |
FHA Streamline Refinance | 02/15/2021 | 02/19/2021 | 02/12/2021 | 02/17/2021 | 02/18/2021 | 02/19/2021 | 02/22/2021 | 02/25/2021 |
VA Purchase | 02/16/2021 | 02/22/2021 | 02/17/2021 | 02/19/2021 | 02/22/2021 | 02/24/2021 | 02/25/2021 | 02/25/2021 |
VA Refinance | 02/15/2021 | 02/18/2021 | 02/12/2021 | 02/17/2021 | 02/18/2021 | 02/19/2021 | 02/22/2021 | 02/25/2021 |
VA IRRRLs | 02/15/2021 | 02/19/2021 | 02/12/2021 | 02/17/2021 | 02/18/2021 | 02/19/2021 | 02/22/2021 | 02/25/2021 |
USDA Purchase | 02/16/2021 | 02/22/2021 | 02/17/2021 | 02/19/2021 | 02/22/2021 | 02/24/2021 | 02/25/2021 | 02/25/2021 |
USDA Refinance | 02/15/2021 | 02/18/2021 | 02/12/2021 | 02/17/2021 | 02/18/2021 | 02/19/2021 | 02/22/2021 | 02/25/2021 |
Conventional Purchase | 02/16/2021 | 02/22/2021 | 02/17/2021 | 02/19/2021 | 02/22/2021 | 02/24/2021 | 02/25/2021 | 02/25/2021 |
Conventional Refinance | 02/15/2021 | 02/18/2021 | 02/12/2021 | 02/17/2021 | 02/18/2021 | 02/19/2021 | 02/22/2021 | 02/25/2021 |
Other Programs | 02/15/2021 | 02/18/2021 | 02/12/2021 | 02/17/2021 | 02/18/2021 | 02/19/2021 | 02/22/2021 | 02/25/2021 |
1 If the borrower does not acknowledge the receipt of the CD, an additional 3-day waiting period applies.
2 For purchase transactions, last day for CD to be signed is based on wet purchase. For dry purchase, Last Day for CD to be signed will be February 19, 2021.
3 Last day to Receive Signed Docs Back and Last Day to Sign Docs does not apply for wet purchase.