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Cutoff Dates for Funding Loans in December 2021

Note: For funding the loans in December 2021, loans must meet the cutoff dates given below.

Loan Type and PurposeLast Day for Loan SubmissionLast Day to Submit ConditionsLast Day to send LELast Day to Request CDLast Day for CD to be signed / acknowledged by borrower1,2Last Day to Submit Doc RequestLast Day to Sign Docs3Last Day to Receive Signed Docs Back3
FHA Purchase 12/17/2021 12/28/2021 12/21/2021 12/23/2021 12/27/2021 12/29/2021 12/30/2021 12/30/2021
FHA Refinance 12/16/2021 12/23/2021 12/17/2021 12/20/2021 12/21/2021 12/23/2021 12/26/2021 12/30/2021
FHA Streamline Refinance 12/17/2021 12/23/2021 12/17/2021 12/20/2021 12/21/2021 12/23/2021 12/26/2021 12/30/2021
VA Purchase 12/17/2021 12/28/2021 12/21/2021 12/23/2021 12/27/2021 12/29/2021 12/30/2021 12/30/2021
VA Refinance 12/16/2021 12/23/2021 12/17/2021 12/20/2021 12/21/2021 12/23/2021 12/26/2021 12/30/2021
VA IRRRLs 12/17/2021 12/23/2021 12/17/2021 12/20/2021 12/21/2021 12/23/2021 12/26/2021 12/30/2021
USDA Purchase 12/17/2021 12/28/2021 12/21/2021 12/23/2021 12/27/2021 12/29/2021 12/30/2021 12/30/2021
USDA Refinance 12/16/2021 12/23/2021 12/17/2021 12/20/2021 12/21/2021 12/23/2021 12/26/2021 12/30/2021
Conventional Purchase 12/17/2021 12/29/2021 12/21/2021 12/23/2021 12/27/2021 12/29/2021 12/30/2021 12/30/2021
Conventional Refinance 12/16/2021 12/23/2021 12/17/2021 12/20/2021 12/21/2021 12/23/2021 12/26/2021 12/30/2021
HECM 12/17/2021 12/23/2021 -- -- -- 12/23/2021 12/26/2021 12/30/2021
Other Programs 12/16/2021 12/23/2021 12/17/2021 12/20/2021 12/21/2021 12/23/2021 12/26/2021 12/30/2021

1 If the borrower does not acknowledge the receipt of the CD, an additional 3-day waiting period applies.

2 For purchase transactions, last day for CD to be signed is based on wet purchase. For dry purchase, Last Day for CD to be signed will be December 27, 2021.

3 Last day to Receive Signed Docs Back and Last Day to Sign Docs does not apply for wet purchase.