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Cutoff Dates for Funding Loans in February 2020

Note: For funding the loans in February 2020, loans must meet the cutoff dates given below.

Loan Type and PurposeLast Day for Loan SubmissionLast Day to Submit ConditionsLast Day to send LELast Day to Request CDLast Day for CD to be signed / acknowledged by borrower1,2Last Day to Submit Doc RequestLast Day to Sign Docs3Last Day to Receive Signed Docs Back3
FHA Purchase 02/18/2020 02/21/2020 02/19/2020 02/21/2020 02/24/2020 02/26/2020 02/27/2020 02/27/2020
FHA Refinance 02/13/2020 02/19/2020 02/14/2020 02/19/2020 02/20/2020 02/21/2020 02/24/2020 02/27/2020
FHA Streamline Refinance 02/13/2020 02/19/2020 02/14/2020 02/19/2020 02/20/2020 02/21/2020 02/24/2020 02/27/2020
VA Purchase 02/18/2020 02/21/2020 02/19/2020 02/21/2020 02/24/2020 02/26/2020 02/27/2020 02/27/2020
VA Refinance 02/13/2020 02/19/2020 02/14/2020 02/19/2020 02/20/2020 02/21/2020 02/24/2020 02/27/2020
VA IRRRLs 02/13/2020 02/19/2020 02/14/2020 02/19/2020 02/20/2020 02/21/2020 02/24/2020 02/27/2020
USDA Purchase 02/18/2020 02/21/2020 02/19/2020 02/21/2020 02/24/2020 02/26/2020 02/27/2020 02/27/2020
USDA Refinance 02/13/2020 02/19/2020 02/14/2020 02/19/2020 02/20/2020 02/21/2020 02/24/2020 02/27/2020
Conventional Purchase 02/18/2020 02/21/2020 02/19/2020 02/21/2020 02/24/2020 02/26/2020 02/27/2020 02/27/2020
Conventional Refinance 02/13/2020 02/19/2020 02/14/2020 02/19/2020 02/20/2020 02/21/2020 02/24/2020 02/27/2020
HECM 02/18/2020 02/21/2020 -- -- -- 02/21/2020 02/24/2020 02/27/2020
Other Programs 02/13/2020 02/19/2020 02/14/2020 02/19/2020 02/20/2020 02/21/2020 02/24/2020 02/27/2020

1 If the borrower does not acknowledge the receipt of the CD, an additional 3-day waiting period applies.

2 For purchase transactions, last day for CD to be signed is based on wet purchase. For dry purchase, Last Day for CD to be signed will be February 21, 2020.

3 Last day to Receive Signed Docs Back and Last Day to Sign Docs does not apply for wet purchase.