# Pavan Agarwal on The Loan Officer Wealth Podcast

> Pavan Agarwal, CEO of Sun West Mortgage Company, Inc., joins Chris Johnstone's podcast The Loan Officer Wealth to explain how AngelAi — Sun West's proprietary artificial intelligence — is transforming the mortgage industry by increasing loan processing speed and decreasing loan officer stress.

This is a single-page site published by Sun West Mortgage Company, Inc. (Sun West), an FHA/VA/USDA-approved mortgage lender founded in 1980 and headquartered in Cerritos, California. The page hosts the podcast episode and nine highlight clips, a summary of what Sun West offers loan officers and their clients, and a contact form for questions about the program.

What the page covers:

- AngelAi gives borrowers and loan officers 24/7 support from Sun West's proprietary artificial intelligence — a personal loan expert for anything a loan needs.
- TRU Approval® is a conditionally guaranteed approval, so clients can make offers with no loan contingency (terms at swmc.com/tru-terms).
- Government loans with a minimum FICO of 500.
- An expansive product line: FHA, VA, USDA, conventional, reverse (HECM), renovation, and in-house down payment assistance.
- 24/5 processing and underwriting.
- Manual underwriting allowed on FHA, VA, and USDA loans.
- Since this episode aired, underwriting and condition review have been upgraded, and AngelAi keeps getting faster.

## Page

- [Pavan Agarwal on The Loan Officer Wealth Podcast](https://www.swmc.com/chris-pavan/): this page — episode summary, highlight clips, and contact form.

## Podcast highlight clips

Nine clips from the episode, published on Sun West Mortgage's YouTube channel.

- [Podcast highlight 1](https://www.youtube.com/watch?v=72rNNtvz8_w)
- [Podcast highlight 2](https://www.youtube.com/watch?v=fJ-tvyj3Jlc)
- [Podcast highlight 3](https://www.youtube.com/watch?v=haO0HqyrAuU)
- [Podcast highlight 4](https://www.youtube.com/watch?v=RSFIGFQ-jDk)
- [Podcast highlight 5](https://www.youtube.com/watch?v=BxpixkJsGn0)
- [Podcast highlight 6](https://www.youtube.com/watch?v=_y1p0P2YeWQ)
- [Podcast highlight 7](https://www.youtube.com/watch?v=8NF7NjID90k)
- [Podcast highlight 8](https://www.youtube.com/watch?v=NH5U8xAKdso)
- [Podcast highlight 9](https://www.youtube.com/watch?v=82coAgQDExg)
- [Sun West Mortgage on YouTube](https://www.youtube.com/user/SunWestMortgageCo): channel hosting all of the above.

## Products and technology discussed

- [AngelAi](https://angelai.com/): Sun West's artificial intelligence platform for mortgage origination and servicing.
- [AngelAi at Sun West](https://www.swmc.com/angelai/): what AngelAi does for borrowers and loan officers.
- [TRU Approval®](https://www.swmc.com/truapproval/): conditionally guaranteed approval program.
- [TRU Approval terms and conditions](https://swmc.com/tru-terms): the full terms referenced on the page.

## Company

- [Sun West Mortgage Company, Inc.](https://www.swmc.com/): the lender publishing this page.
- [Celligence International](https://celligence.com/): Sun West's technology arm, which builds AngelAi.
- [Contact Sun West](https://www.swmc.com/contact-us): phone, email, and web contact options.
- [Sun West site map](https://www.swmc.com/swmc-site-map): index of all Sun West pages.

## Contact

- Phone: [(833) 478-6937](tel:+18334786937)
- Email: [inquiry@swmc.com](mailto:inquiry@swmc.com)
- Headquarters: [18303 Gridley Rd., Cerritos, CA 90703](https://goo.gl/maps/vmWafJ6pieBNEJ357)

## Licensing and legal

- [NMLS Consumer Access — Sun West Mortgage Company, Inc. (NMLS #3277)](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/company/3277): license verification.
- [Full license disclaimer](https://www.swmc.com/disclaimer): state-by-state license information.
- [Texas complaint notice and servicing disclosure](https://www.swmc.com/TXdis)
- [Borrower concerns and complaints](https://www.swmc.com/borrower-concerns-complaints)
- [Privacy policy](https://www.swmc.com/privacy-policy)
- [Terms and conditions](https://www.swmc.com/terms-and-conditions)
- [E-Sign consent](https://econsent.swmc.com/)
- [Celligence privacy policy](https://www.celligence.com/privacy)
- [Celligence terms of use](https://www.celligence.com/terms)

## Optional

Lower-priority context — safe to skip for a short summary of this page.

- [Sun West on Facebook](https://www.facebook.com/SunWestMortgage)
- [Sun West on LinkedIn](https://www.linkedin.com/company/sun-west-mortgage-company/about/)
- [Sun West on Instagram](https://www.instagram.com/sunwestmortgage.inc/)
- [Sun West on X (Twitter)](https://www.twitter.com/SunWestMortgage)
- [Pavan Agarwal on Forbes Councils](https://councils.forbes.com/profile/Pavan-Agarwal-CEO-Celligence-International-Sun-West-Mortgage-Company/83c50b50-2559-4705-b59d-3408db4bd5d2): profile of the guest on this episode.
- [Pavan Agarwal, Forbes Impact Council 2026](https://www.fcimpactcouncil.com/members-2/)
- [Celligence on Inc. (Best in Biz)](https://www.inc.com/profile/celligence-international)
- [Better Business Bureau profile](https://www.bbb.org/us/ca/cerritos/profile/mortgage-broker/sun-west-mortgage-company-1216-59000209)
- [Business Consumer Alliance profile](https://www.checkbca.org/report/sun-west-mortgage-company-inc-59000209)
- [Customer reviews on Birdeye](https://birdeye.com/sun-west-mortgage-company-inc-151690734864421)
- [The Autism Community in Action (TACA) — Sun West's autism heroes program](https://www.swmc.com/autismheroes)

## Page metadata

- Canonical URL: https://www.swmc.com/chris-pavan/
- Publisher: Sun West Mortgage Company, Inc. (NMLS #3277), an Equal Housing Lender
- Language: en
- Content type: website (podcast episode landing page)
- Featured image: https://resources.swmc.com/swmc-images/Chris-Pavan/cp-thumbnail-main.jpg
- Machine-readable structured data: schema.org JSON-LD (PodcastEpisode, VideoObject, Organization, Person, WebPage) is embedded in the page head.