Position Summary:
Location |
Job Type |
Experience |
Education |
Nationwide/Work from home |
Experienced(Non-Manager) |
3+ Years |
High School |
Job Responsibilities:
- You will make independent credit decisions that commit us to $20-$30 million of lending every month.
- Review loans and issue an underwriting decision in compliance with the relevant Agency, Sun West and Investor guidelines.
- Analyze the credit-worthiness, collateral, accuracy of Total Scorecard (DU/LP).
- Issue the Loan Transmittal and the Conditional Commitment.
- Issue the Loan Analysis and the Loan Summary.
- Exclusively authorized to downgrade a loan to a Manual Underwrite, when required.
- Remain current on all federal and state regulations.
We offer an excellent salary and benefits package, including health, dental, vision insurance and a 401 (k) program. As well as a great work environment.
Requirements:
- MUST HAVE DE (CHUMS I.D).
- Be up-to-date with all relevant mortgagee letters, specifically ones released since 01/2008.
- Be actively underwriting FHA loans for the past 24 months.
- A minimum of 3 Yrs. experience in FHA and Conventional Underwriting.
- Knowledge of Investor Guidelines, Product Delivery, and AUS engines is required.
- Experienced with DU and LP preferred.
- Excellent verbal and written communication skills are necessary.
- Customer service and detail-oriented, responsible and accurate.