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Terms & Conditions
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Please read these TERMS AND CONDITIONS OF USE carefully. By using this web site, you hereby agree to these TERMS AND CONDITIONS OF USE. If you do not agree to these TERMS AND CONDITIONS OF USE, please do not use this site.

Sun West reserves the right at its discretion to change these TERMS AND CONDITIONS OF USE at any time without notice. Your continued use of this web site after the change of TERMS AND CONDITIONS OF USE shall constitute your acceptance to agree to any such changes.

  • COPYRIGHT All information displayed, transmitted or carried on the Sun West (including, but not limited to, text, photographs, news articles, opinions, reviews, trademarks, service marks and the like, collectively the "Content") is protected by international copyright and other intellectual property laws. The Content is owned by Sun West, its affiliates or third party licensors. Any use of the Content, including but not limited to, modification, distribution, reproduction, republication, transmission, posting, reposting, transfer, uploading, duplication or selling without the prior written permission of Sun West is strictly prohibited. You may make a single copy of the Content displayed on Sun West for your personal, informational, noncommercial offline use only, provided the Content are not modified in any way, all copyright and other notice on any copy are retained. The use of any such Content on any other web site or network computer environment is prohibited.
     
  • DISCLAIMER Sun West disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose. Sun West does not represent or warrant that materials on this web site are accurate, complete, reliable, current, or error-free. Sun West does not represent or warrant that this web site or its server(s) are free of viruses or other harmful components.
     
  • LIMITATION OF LIABILITY In no event shall Sun West, its affiliates, licensors, employees, agents or contractors be liable to you for any damages or losses, including but not limited to, direct, indirect, special, consequential, incidental or punitive damages resulting from or caused by this web site, it's public posting web boards, its content or any errors or omissions in its content, even if advised of possibility of such damages.
     
  • HYPERLINKS As a service to users of the Sun West, we include links to other site and Sun West has no control over and makes no representations of any kind regarding the content or appropriateness of content on such sites, and you hereby irrevocably waive any claim against us with respect to such sites.
     
  • SUBMISSIONS (by email, forms) 1. You acknowledge that by submitting messages or materials, including but not limited to, posting or email, to Sun West, you automatically grant Sun West a perpetual, royalty-free, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from and distribute such materials or incorporate such materials into any form.
     
  • TERMINATION Sun West may, in its sole discretion, terminate, cancel or suspend your right to access to all or part of the service at Sun West for any reason, at any time without notice. Upon termination, you must destroy all materials obtained from this site, and all copies thereof, whether made under this TERMS AND CONDITIONS OF USE or otherwise.
     
  • MISCELLANEOUS 1. Sun West reserves the right to change, remove or modify any and all content contained on this Web site at any time without notice. 2. You agree to report any copyright violation of the TERMS AND CONDITIONS OF USE to Sun West as soon as you become aware of them. In the event you have a claim of copyright infringement with respect to material that is contained in Sun West Web site, please notify us. (Contact us)
     
  • AUTHORITY No employee, with the exception of the President and Executive Vice President, of Sun West Mortgage Company, Inc. is authorized to enter into any form of binding contract on behalf of the company. Please call our corporate office at +1 (800) 453 7884 to verify the execution of any contract.
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Consumer Home Loan Mortgages

Consumer Home Loan Mortgages

SWMC offers a wide range of residential home loan mortgage programs to suit different situations such as a purchase, refinance, a property rehabilitation loan or a reverse mortgage at the competitive interest rates.

FHA Purchase at 96.5% Financing, Streamline (Interest Rate Reduction) Refinance, and Cash-Out Refinance, 203(k) Rehabilitation Loan, 203(k) Streamlined Rehabilitation Loan, and the Home Equity Conversion Mortgage (Reverse Mortgage) and USDA Rural Housing mortgages.

If you are a Veteran, Sun West offers you VA guaranteed mortgages for Purchase Loans at 100% Financing, Cash-Out Refinance, and Streamline Interest Rate Reduction Refinance Loans (IRRRL).

You can use our simple mortgage calculator tools to find out your monthly payment, the house you can afford, your refinance options, or the home equity you may be able to access through a reverse mortgage (HECM).

As a full-service mortgage bank, Sun West is one of the few approved direct lenders to provide in-house origination, processing, underwriting, closing, funding, and servicing. Based in California with active presence across the country, Sun West is dedicated to offering exceptional service coupled with integrity, reliability, and experience.
Read More About Consumer Home Loan Mortgages >>
 
Mortgage Partner Services

Mortgage Partner Services

You can become a partner with Sun West as a Wholesale Mortgage Broker or a Correspondent Lender. If you are a mortgage banker, ask us about our Warehouse Lending program.

In addition to residential mortgage lending, Sun West also offers FHA multifamily, healthcare facilities, commercial and portfolio lending services.

As a partner you have access to SunSoft™ - Sun West's state-of-the-art mortgage loan origination and servicing software. Built on over 30 years of lending and mortgage technology experience, SunSoft is compliant with federal and state requirements.

Sun West is approved by Ginnie Mae as an Issuer, Servicer and Participation Agent. This rare approval enables us to issue securities backed by the full faith and credit of the United States. Consequently, Sun West is able to offer its partners and borrowers the competitive interest rates in the market.
Read More About Wholesale Lending >>

Read More About Correspondent Lending >>
Mortgage Loan Calculators

Loan Calculators
  • FHA Purchase Calculator
    Calculates the monthly mortgage payment for your home purchase loan, as per prevailing interest rates.
     
  • Reverse Mortgage Calculator
    Calculates and compares the available options for HECM products.
     
  • Monthly Payment
    Calculates your payment for different loan amounts, interest rates, and amortization terms.
     
  • How Much Can I Afford?
    Calculates your maximum mortgage loan amount based upon the monthly home loan payment, interest rate, and term that you enter.
     
  • Should I refinance?
    Just enter information about your current mortgage loan and the new loan you're thinking of taking, and we'll calculate your savings.
 
Mortgage Partner Resources

Partner Resources
Press Releases

Press Releases
  • 05/15/2012: Sun West Mortgage Company Partners with EGIA to Introduce the FHA PowerSaver Loan Program Read More..
     
  • 12/16/2011: Sun West Mortgage Company and the Cerritos Sheriff Station team up to supply little boys and girls toys this holiday Read More..
     
  • 10/03/2011: Sun West Mortgage Increases Its Reach in New Jersey Read More..
     
  • 4/22/2011: Variable Servicing Margins on Different Participations of the Same Loan for HMBS Issuers Announced by Sun West Mortgage Read More..
     
  • 2/16/2011: Sun West Mortgage Company Crosses $6 Billion Mark in Ginnie Mae HECM Mortgage Backed Securities Read More..
     
  • 10/26/2010: Capital Markets Cooperative and Sun West Mortgage Company Creates New Strategic Alliance Read More..
     
  • 7/14/2010: Sun West Mortgage Issues Green Building Guidelines For Multifamily Projects Nationwide Read More..
     
  • 3/18/2010: Pentagon Federal Credit Union and Sun West Mortgage Announce First in the Nation Approach to Reverse Mortgage Initiative Read More..
     
  • 1/28/2010: Ginnie Mae Hope for Homeowners Securities Issued by Sun West Mortgage Read More..
     
  • 1/28/2010: Sun West Crosses $2 Billion Mark in Ginnie Mae HECM Mortgage Backed Securities Read More..
     
View All Press Releases >>
 
Lender Alerts

Lender Alerts
  • 05/16/2012: Introducing SWMC Express: Reduced Overlays and Faster Reviews! Read More..
     
  • 04/18/2012: Reduced FHA Streamline Overlays Read More..
     
  • 04/17/2012: Same Day Underwriting For Fha Streamlines. Submit Your Streamlines Now. All Other Products: 48 Hours Or Less Read More..
     
  • 04/11/2012: Webinar Invitation Streamline Loan Delivery and Purchase with Sun West Read More..
     
  • 04/04/2012: SWMC Service Alert Read More..
     
  • 04/04/2012: SWMC Early Lock Desk Closure Notification Read More..
     
  • 03/22/2012: Additional Reduced Overlays for FHA Streamlines Read More..
     
  • 03/15/2012: SWMC Presents "FHA 203k" Read More..
     
  • 02/22/2012: Sun West Announces Relaxed Guidelines for FHA Streamline Refinances Read More..
     
  • 02/07/2012: SWMC Product Guidelines - FHA Jumbo Update Read More..
     
View All Lender Alerts >>
Careers | Contact Us | Links | Site Map | Terms | Privacy Policy
 
Notice to prospective vendors, service providers, brokers, dealers, trading counter-parties, and corporate partners:
The only persons authorized to enter into contracts on behalf of Sun West Mortgage Company, Inc. are the company's President and Chief Executive Officer.

You may call our corporate office at +1 (800) 453-7884 or e-mail contracts@swmc.com to verify the execution of any contract.
You may visit www.nmlsconsumeraccess.org to verify Sun West's State Licenses.
 

Sun West Mortgage Company, Inc. (NMLS ID 3277) by the Colorado Department of Law Uniform Consumer Credit Code, holding a Supervised Lender’s License (989559) and a Mortgage Company Registration [(303) 866-4527]; licensed Broker by the Virginia State Corporation Commission as (License# MC-4999) [(804) 371-0484]; is a licensed Mortgage Banker in Pennsylvania (License# 21829) [(717) 787-7334]; Licensed by the Mississippi Department of Banking and Consumer Finance (License# 603/2008) [(800) 844-2499]; has a Consumer Loan License in Washington (CL-3277) [(360) 902-8703]; a mortgage lender in West Virginia (License# ML-23946) [(304) 558-2294]; is a licensed Mortgage Lender and Servicer in Puerto Rico (License# IH-138) with a branch license in Guaynabo, Puerto Rico (NMLS ID 516931) [(787) 723-8403]; is a First Lien Mortgage Lending licensee with Indiana Department of Financial Institutions (License# 11272) [(317) 232-3955]; an Oregon Mortgage Lender Licensee (License# ML-4599) [(503) 378-4140]; is registered as a First Mortgage Broker, Lender and Servicer in Michigan for first (License# FR0016085) [(877) 999-6442]; registered in Ohio under the Mortgage Broker Act Mortgage Banker Exemption (MBMB.850093.000) with a branch (NMLS ID 447576) in Westerville, Ohio (License# MBMB.850093.001). [(614) 728-8400]; and is licensed as a Mortgage Banker in Wisconsin (License# 212942BA) [(608) 261-7578]; is licensed as a Mortgage Lender in Montana (License# 3277) [(406) 841-2928]; has a Mortgage Company License (License# MC.0025065) in Kansas [(785) 296-2266]; is a registered third party servicer in Massachusetts (Registration# LS3277) [(617) 956-1500]; is exempt from licensing as a Wholesale Lender in Nevada [(775) 684-7060]; is a licensed Mortgage Lender and Servicer in South Carolina (License# MLS-3277) [(803) 734-2020]; is a licensed mortgage lender in Maryland (License# 17740) [(410) 230-6155]; is licensed in Idaho as a Mortgage Broker and Lender (License# MBL-6742) [(208) 332-8002]; registered by the Tennessee Department of Financial Institutions under the Residential Lending, Brokerage and Servicing Act (License# 3552) [(615) 253-6714]; is a licensed Mortgage Banker in Iowa (License# 2007-0093) [(515) 281-4014]; is licensed by Florida’s Office of Financial Regulation with a Mortgage Lender License (License# MLD266) [(850) 410-9895]; registered in New Mexico under the Mortgage Loan Company and Loan Broker Act (License# 03201) doing business as Sun West Mortgage USA, Inc. [(505) 476-4908]; licensed by the Arizona Department of Financial Institutions registered in Arizona as Sun West Mortgage USA Company, Inc. DBA Cal State Funding and licensed as a Mortgage Banker (License# 0909624), a branch in Chandler, AZ (NMLS ID 167400) and Scottsdale, AZ (NMLS ID 359295) [(602) 771-2800]; a registered Texas Mortgage Banker (NMLS ID#359295) [(877) 276-5550]; is a licensed lender in New Jersey (License# 9400980) with a branch office in Denville, NJ (NMLS ID 454915) by the New Jersey Department of Banking [(609) 292-7272]; is licensed in New York as a Mortgage Banker-NYS Banking Department (License# B500897) [(212) 709-3847]; by the Department of Corporations as a California Finance Lender (License #6030119) with a Branch Office in Corona, CA (NMLS ID 363427) [(866) ASK-CORP] and is licensed by the Department of Real Estate (License #00793885) [(877) 373-4542]; is licensed as a Residential Mortgage Lender in Louisiana (License# 2713) [(225) 925-4660]; is a licensed Mortgage Banker in Nebraska as dba Cal State Funding, Inc. (License# 1908) [(402) 471-2171]; is licensed by the New Hampshire Banking Department as a Mortgage Banker (License # 13604-MB) [(603) 271-8675]; is licensed as a Mortgage Loan Company by the Department of Financial Institutions in Kentucky (License# MC71444) [(800) 223-2579 ]; is licensed by the Hawaii Department of Financial Institutions as a Mortgage Loan Originator Company (HI-3277) having a Branch Office (Mortgage Loan Originator Company Branch License HI-719250) in Kapaa, HI (NMLS 719250) [(808) 586-2820]; is a licensed lender in Vermont (License# 6060) and a licensed Loan Servicer (License# 3277-1) [(802) 828-3307]; is a licensed Residential Mortgage Originator in Minnesota (License# MN-MO-40020564) [(651) 296-6657]; is a North Dakota licensed Money Broker (License# MB101661) [(701) 328-9932]; is licensed as an Illinois Residential Mortgage Licensee by the Office of Banks and Real Estate, Mortgage Banking Division, (License# MB.6760356) [(312) 793-1955]; and licensed as a Residential Mortgage Lender in Wyoming (License# MBL-1902) [(307) 777-6483]; is a licensed lender in Delaware (State Bank Commissioner License# 9970) [(302) 739-4235]; is a Residential Mortgage Loan Broker licensee in Missouri (License# 11-1881-S) [(573) 751-4243]; is licensed in Alaska as a Mortgage Broker and Lender (License# AK3277) [(907) 269-4594]; is a licensed lender in Utah (License# 7477238) with a branch license in South Jordan, Utah (NMLS ID 776241) [(801) 530-6297]; Sun West Mortgage Company, Inc. (NMLS ID 3277) has a Consumer Credit License in Alabama (License# 21015) [(334) 242-3452]; a South Dakota Licensed Mortgage Lender (License# ML.04740) [(605) 773-3421]; is licensed as a Mortgage Banker and Mortgage Servicer by the Arkansas Securities Commissioner (License# 40431) [(501) 324-9265]; is licensed in Oklahoma as a Mortgage Broker (License# MB001619) [(405) 521-3653]; the Connecticut Department of Banking (Registered in Connecticut as Sun West Mortgage Company, Inc. dba Cal State Funding, Mortgage lender (License# 19683) [(860) 240-8275]; is a licensed Mortgage Lender in Georgia (License# 22591) [(770) 986-1633]; is a licensed Mortgage Lender in the District of Columbia (MLB3277) [(202) 442-7821]; is licensed as a Supervised Lender in Maine (License # SLM9710) [(207) 624-8539];

In all states, the principal licensed office of Sun West Mortgage Company, Inc. (NMLS ID 3277) is 18303 Gridley Road in Cerritos, CA 90703; (800) 453-7884.