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SWMC offers a wide range of residential home loan mortgage programs to suit different situations such as a purchase, refinance, a property rehabilitation loan or a reverse mortgage at the competitive interest rates.

FHA Purchase at 96.5% Financing, Streamline (Interest Rate Reduction) Refinance, and Cash-Out Refinance, 203(k) Rehabilitation Loan, 203(k) Streamlined Rehabilitation Loan, and the Home Equity Conversion Mortgage (Reverse Mortgage) and USDA Rural Housing mortgages.

If you are a Veteran, Sun West offers you VA guaranteed mortgages for Purchase Loans at 100% Financing, Cash-Out Refinance, and Streamline Interest Rate Reduction Refinance Loans (IRRRL).

You can use our simple mortgage calculator tools to find out your monthly payment, the house you can afford, your refinance options, or the home equity you may be able to access through a reverse mortgage (HECM).

As a full-service mortgage bank, Sun West is one of the few approved direct lenders to provide in-house origination, processing, underwriting, closing, funding, and servicing. Based in California with active presence across the country, Sun West is dedicated to offering exceptional service coupled with integrity, reliability, and experience.

You can become a partner with Sun West as a Wholesale Mortgage Broker or a Correspondent Lender. If you are a mortgage banker, ask us about our Warehouse Lending program.

In addition to residential mortgage lending, Sun West also offers FHA multifamily, healthcare facilities, commercial and portfolio lending services.

As a partner you have access to SunSoft™ - Sun West's state-of-the-art mortgage loan origination and servicing software. Built on over 30 years of lending and mortgage technology experience, SunSoft is compliant with federal and state requirements.

Sun West is approved by Ginnie Mae as an Issuer, Servicer and Participation Agent. This rare approval enables us to issue securities backed by the full faith and credit of the United States. Consequently, Sun West is able to offer its partners and borrowers the competitive interest rates in the market.

• FHA Purchase Calculator
  Calculates the monthly mortgage payment for your home purchase loan, as per prevailing interest rates.
   
• Reverse Mortgage Calculator
  Calculates and compares the available options for HECM products.
   
• Monthly Payment
  Calculates your payment for different loan amounts, interest rates, and amortization terms.
   
• How Much Can I Afford?
  Calculates your maximum mortgage loan amount based upon the monthly home loan payment, interest rate, and term that you enter.
   
• Should I refinance?
  Just enter information about your current mortgage loan and the new loan you're thinking of taking, and we'll calculate your savings.

• E-Origination Log In
  Log in to SunSoft Online, our flagship loan origination system.
   
• Our Webinars
  View the schedule of our webinars.
   
• Lender Alerts
  View the alert messages that Sun West sends to its clientele.
   
• Training Guides
  View guidelines to our loan origination process.
   
• Training Videos
  View training videos to our loan origination process.
   
• Submit Conditions
  Submit conditions on your loans.
   

• 12/16/2011: Sun West Mortgage Company and the Cerritos Sheriff Station team up to supply little boys and girls toys this holiday Read More..
   
• 10/03/2011: Sun West Mortgage Increases Its Reach in New Jersey Read More..
   
• 4/22/2011: Variable Servicing Margins on Different Participations of the Same Loan for HMBS Issuers Announced by Sun West Mortgage Read More..
   
• 2/16/2011: Sun West Mortgage Company Crosses $6 Billion Mark in Ginnie Mae HECM Mortgage Backed Securities Read More..
   
• 10/26/2010: Capital Markets Cooperative and Sun West Mortgage Company Creates New Strategic Alliance Read More..
   
• 7/14/2010: Sun West Mortgage Issues Green Building Guidelines For Multifamily Projects Nationwide Read More..
   
• 3/18/2010: Pentagon Federal Credit Union and Sun West Mortgage Announce First in the Nation Approach to Reverse Mortgage Initiative Read More..
   
• 1/28/2010: Ginnie Mae Hope for Homeowners Securities Issued by Sun West Mortgage Read More..
   
• 1/28/2010: Sun West Crosses $2 Billion Mark in Ginnie Mae HECM Mortgage Backed Securities Read More..
   
• 10/23/2008: Sun West Mortgage Is Issuer In Ginnie Mae HMBS Transactions Read More..
   

• 02/07/2012: SWMC Product Guidelines - FHA Jumbo Update Read More..
   
• 02/03/2012: Reminder: Self-Employed Income Calculation Guidelines Read More..
   
• 01/31/2012: Clarifications: Updated Guidelines for FHA Streamline Refinances and Income Qualification for Self-Employed Borrowers Read More..
   
• 01/20/2012: SunSOFT® Imaging Manager Goes Live Read More..
   
• 01/19/2012: FHA Streamline Refinances and Income Qualification Read More..
   
• 01/19/2012: Update for Correspondent Read More..
   
• 01/13/2012: SWMC Lock Desk Closure Notification Read More..
   
• 12/22/2011: SWMC Holiday Closing Notice Read More..
   
• 12/22/2011: Sun West Mortgage te desea una Feliz Navidad Read More..
   
• 12/12/2011: Multifamily and Healthcare Loans Read More..