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  Wholesale & Correspondent  

Sun West is a leader in FHLMC, FNMA, GNMA, HUD, VA and Reverse Mortgage Lending. Sun West offers excellent service and pricing for its wholesale and correspondent partners, Sun West's technology is fully automated and web-based and smart phone integrated. We empower our clients with a rapid and automated fulfillment process. The dedication and customer first philosophy of our team has delivered a long list of satisfied customers over the past 32 years.

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  Reverse Mortgage Programs  

This special type of home loan lets homeowners convert a portion of his or her home equity into cash providing for a secure financial future. Without selling the home, giving up title, or taking on a new monthly payment senior homeowners have the benefit of maintaining a lifestyle they have earned. The money from reverse mortgage provides seniors with financial security they need to fully enjoy their retirement years.


Want to apply for a reverse mortgage?

Visit today!



  More Information  
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  PowerSaver Loan Program  

The PowerSaver loan is a program backed by the FHA to help homeowners make energy-efficient retrofits.

PowerSaver loans offer the potential to lower your energy bills, reduce greenhouse gas emissions, increase the value of your home, and saver money... all the same time!


>>Program Guidelines
>>Eligible Home Improvements
>>Frequently Asked Questions
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>>Calculate a Payment

  Get a Quick Rate Quote  
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Consumer Home Loan Mortgages

Consumer Home Loan Mortgages

SWMC offers a wide range of residential home loan mortgage programs to suit different situations such as a purchase, refinance, a property rehabilitation loan or a reverse mortgage at the competitive interest rates.

FHA Purchase at 96.5% Financing, Streamline (Interest Rate Reduction) Refinance, and Cash-Out Refinance, 203(k) Rehabilitation Loan, 203(k) Streamlined Rehabilitation Loan, and the Home Equity Conversion Mortgage (Reverse Mortgage) and USDA Rural Housing mortgages.

If you are a Veteran, Sun West offers you VA guaranteed mortgages for Purchase Loans at 100% Financing, Cash-Out Refinance, and Streamline Interest Rate Reduction Refinance Loans (IRRRL).

You can use our simple mortgage calculator tools to find out your monthly payment, the house you can afford, your refinance options, or the home equity you may be able to access through a reverse mortgage (HECM).

As a full-service mortgage bank, Sun West is one of the few approved direct lenders to provide in-house origination, processing, underwriting, closing, funding, and servicing. Based in California with active presence across the country, Sun West is dedicated to offering exceptional service coupled with integrity, reliability, and experience.

Read More About Consumer Home Loan Mortgages >>
Mortgage Partner Services

Mortgage Partner Services

You can become a partner with Sun West as a Wholesale Mortgage Broker or a Correspondent Lender. If you are a mortgage banker, ask us about our Warehouse Lending program.

In addition to residential mortgage lending, Sun West also offers FHA multifamily,commercial and portfolio lending services.

As a partner you have access to SunSoft - Sun West's state-of-the-art mortgage loan origination and servicing software. Built on over 30 years of lending and mortgage technology experience, SunSoft is compliant with federal and state requirements.

Sun West is approved by Ginnie Mae as an Issuer, Servicer and Participation Agent. This rare approval enables us to issue securities backed by the full faith and credit of the United States. Consequently, Sun West is able to offer its partners and borrowers the competitive interest rates in the market.

Read More About Wholesale Lending >>

Read More About Correspondent Lending >>
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Mortgage Loan Calculators

Loan Calculators

  • FHA Purchase Calculator
    Calculates the monthly mortgage payment for your home purchase loan, as per prevailing interest rates.
  • Reverse Mortgage Calculator
    Calculates and compares the available options for HECM products.
  • Monthly Payment
    Calculates your payment for different loan amounts, interest rates, and amortization terms.
  • How Much Can I Afford?
    Calculates your maximum mortgage loan amount based upon the monthly home loan payment, interest rate, and term that you enter.
  • Should I refinance?
    Just enter information about your current mortgage loan and the new loan you're thinking of taking, and we'll calculate your savings.
Mortgage Partner Resources

Partner Resources

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Press Releases

Press Releases

  • 02/24/2014: Sun West Mortgage Company, Inc. Continues National Expansion Read More..
  • 07/23/2013: Sun West Mortgage Company, Inc. Offers Homeowners Access to the Hardest Hit Fund Relief in All Eligible States and D.C. Read More..
  • 05/15/2012: Sun West Mortgage Company Partners with EGIA to Introduce the FHA PowerSaver Loan Program Read More..
  • 12/16/2011: Sun West Mortgage Company and the Cerritos Sheriff Station team up to supply little boys and girls toys this holiday Read More..
  • 10/03/2011: Sun West Mortgage Increases Its Reach in New Jersey Read More..
  • 4/22/2011: Variable Servicing Margins on Different Participations of the Same Loan for HMBS Issuers Announced by Sun West Mortgage Read More..
  • 2/16/2011: Sun West Mortgage Company Crosses $6 Billion Mark in Ginnie Mae HECM Mortgage Backed Securities Read More..
  • 10/26/2010: Capital Markets Cooperative and Sun West Mortgage Company Creates New Strategic Alliance Read More..
  • 7/14/2010: Sun West Mortgage Issues Green Building Guidelines For Multifamily Projects Nationwide Read More..
  • 3/18/2010: Pentagon Federal Credit Union and Sun West Mortgage Announce First in the Nation Approach to Reverse Mortgage Initiative Read More..
View All Press Releases >>
Lender Alerts

Lender Alerts

  • 4/18/2014: Sun West's USDA Guideline Training Video is Now Available Online Read More..
  • 4/15/2014: Lock Desk and Trading Desk Closure Notification Read More..
  • 4/3/2014: Sunsoft Maintenance Alert Read More..
  • 4/3/2014: Are You Reverse Mortgage Ready? Read More..
  • 3/26/2014: Realize the Homeownership Dream with HUD's Back to Work Program Read More..
  • 3/20/2014: Increase your FHA 203(k) Closings with PowerSaver! Grant Funds Available Now! - Wholesale Read More..
  • 3/17/2014: Sun West Implementation of Revised Manual Underwriting Requirements as per ML 14-02 Read More..
  • 2/26/2014: Sun West's FHA Guideline Training Video is Now Available Online Read More..
  • 2/10/2014: President's Day 2014 Hours of Operation Read More..
  • 1/30/2014: Ability to Repay and Qualified Mortgages - Correspondent Read More..
View All Lender Alerts >>
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© 2000–2014 © Copyright by Sun West Mortgage Company, Inc.
18303 Gridley Road Cerritos, CA 90703 - (800) 453-7884
Notice to prospective vendors, service providers, brokers, dealers, trading counter-parties, and corporate partners: The only persons authorized to enter into contracts on behalf of Sun West Mortgage Company, Inc. are the company's President and Chief Executive Officer.

Click Here for full list of license information of Sun West Mortgage Company, Inc.

You may call our corporate office at +1 (800) 453-7884 or e-mail to verify the execution of any contract. You may visit to verify the State Licenses of Sun West Mortgage Company.

Please be advised that any telephone calls between you and any representatives of Sun West Mortgage Company, Inc. may be monitored and recorded for record-keeping, training and quality assurances purposes

Although Sun West Mortgage is approved to conduct business in the state of New York, this website has not yet been approved by the State of New York Department of Banking. This site is not available for the residents of New York or for subject properties in the state of New York.

In all states, the principal licensed office of Sun West Mortgage Company, Inc. (NMLS ID 3277) is 18303 Gridley Road in Cerritos, CA 90703; (800) 453-7884.

Please refer to and to see where Sun West Mortgage Company, Inc. (NMLS ID 3277) is a licensed lender and servicer. In all jurisdictions, the principal (Main) licensed location of Sun West Mortgage Company, Inc. is 18303 Gridley Road in Cerritos, CA 90703, Phone: (800) 453-7884.

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